STABLEMART.CO PRIVACY POLICY

Last updated: December 11, 2024

Bend Wallet LLC (together with its affiliates, “Bend” or “we” or “us”) respects and protects the privacy of visitors to our website and users of our services (collectively, “you” or “users”). This privacy policy (this “Privacy Policy”) describes the type of information that we collect from you as well as our practices for using, protecting, and disclosing that information. This Privacy Policy supplements the Bend Wallet Privacy Policy (available at https://bend.eco/app/privacy) in connection with your use of the website www.stablemart.co (the “Site”) and certain services offered through the Site (together with the Site, the “Services”), including a platform that allows buyers to purchase merchandise listed for sale by sellers (the “Platform”). The Bend Wallet Privacy Policy also applies to your use of the Site and the Services, including the Platform; to the extent this Privacy Policy irreconcilably conflicts with the Bend Wallet Privacy Policy with respect to the Site and the Services, including the Platform, this Privacy Policy shall control to the extent of the conflict.

Please read this Privacy Policy carefully before using the Site or accessing any of the Services. As a general matter, other than certain technical and financial information and Log Data (except as may be required by law), Bend does not collect or use your information unless you opt in to such collection or use, typically in connection with third-party services or your provision of it to us in a communication.

If you have not done so already, please also review our Terms of Service (the “Terms”) available at stablemart.co/terms. The Terms contain provisions that limit our liability to you and require you to resolve any dispute with us on an individual basis and not as part of any class or representative action. IF YOU DO NOT AGREE WITH ANY PART OF THIS PRIVACY POLICY OR OUR TERMS OF SERVICE, THEN PLEASE DO NOT USE ANY OF THE SERVICES.

Acceptance of this Privacy Policy

By accessing any of our Services, you are agreeing to the terms of this Privacy Policy and the Bend Wallet Privacy Policy. If you do not agree with any of the terms of the foregoing, you should discontinue your use of the Site and the Services.

Changes to Privacy Policy

We may modify this Privacy Policy at any time at our sole discretion, with or without notice to you. The modified Privacy Policy will be effective at the time it is posted on the Site. It’s important that you review the Privacy Policy regularly for modifications because if you continue to use the Services after we have modified the Privacy Policy you are agreeing to be bound by the modified Privacy Policy. If you don’t agree to be bound by the modified Privacy Policy, then you may not use the Services. If we make a significant change, we may also attempt to, but are not required to, notify you via e-mail or other electronic communication.

Information We Collect

Bend collects information about your activities on the Site and while using the Services. As a general matter, other than certain technical and financial information and Log Data (except as may be required by law), Bend does not collect or use your information unless you opt in to such collection or use, typically in connection with third-party services or your provision of it to us in a communication. We describe each of these categories of information, and how we collect each of these categories, in more detail below.

• Information You Provide Us.  We collect information that you provide us, such as information provided as part of your use of the Platform, as well as other interactions between you and us. This information may include:

• Identity information, such as your first name and last name, as well as usernames and identifiers from external accounts you link to the Services.
• Your email, address, phone number, and other contact information, if provided by you in connection with your use of the Platform (such as by purchasing a product through the Platform).
• Your digital asset wallet address, if provided by you in connection with your use of the Platform (such as by purchasing a product through the Platform).
• Usage information, such as information about how you use the Services and interact with us.
• Feedback and correspondence, such as information you provide in your responses to surveys, when you participate in market research activities, report a problem with Service, receive customer support or otherwise correspond with us.
• Technical and financial information, such as your digital wallet address and blockchain network information regarding transactions (but excluding your recovery phrase and private keys).

• Information Collected Automatically. Certain other information will be collected automatically while you are using the Site or the Services, including things like:

• Log Data. We may record certain information about how you use our Sites (“Log Data“). Log Data may include information such as your Internet Protocol (“IP”) address, device, and browser type; operating system; the pages or features of our Sites to which a user browsed and the time spent on those pages or features; the frequency with which the Sites are used by a user; search terms; the links on our Sites that a user clicked on or used, and other statistics; location data; and device event information like Site crashes and the date and time of actions taken on the Site. We use this information to administer the Service and we analyze (and may engage third parties to analyze) this information to improve and enhance the Service by expanding its features and functionality and tailoring it to our users’ needs and preferences, as well as to keep our Site and Services secure and to make your experience on the Site more meaningful and intuitive (for example, by remembering your preferences or providing you with a localized experience). We also use this information to analyze trends, administer the Sites, track users’ movements around the Sites, and to gather demographic information about our user base as a whole.

We collect and process your information for a number of reasons, including:

• To Provide the Site and Services, including the Platform. We use your information to enable you to access and use the Service; provide and deliver products and services that you may request; process and complete transactions, and send you related information; and to send information, including confirmations, technical notices, updates, security alerts, and support and administrative messages. In particular, we may share your information with a seller and/or buyer on the Platform to the extent necessary for you to complete the purchase or sale of a product with that seller and/or buyer, or to address an issue with your purchase and sale with that seller and/or buyer.
• To Comply with Legal Requirements. We are, or may become, subject to various legal and regulatory compliance obligations that may require us to collect information.
• To Communicate with You. In order to communicate with you and troubleshoot any potential issues or answer any questions you might have, we need to be able to access certain information you provide to us or that we collect through your use of the Site and the Services.
• To Improve the Services. In order to improve the Services, including the Site, we need to know what is working (and what isn’t) so that we can combine that feedback and information with that of other users to make changes.
• With Your Consent. We may use or share your information with your consent (such as when you consent to let us post your testimonials or endorsements on our Sites), you instruct us to take a specific action with respect to your personal information, or you opt into third-party marketing communications. For compliance, fraud prevention, and safety purposes, we may use your information to protect, investigate, and deter against fraudulent, unauthorized, or illegal activity.

How We Share Your Information

We will never sell your information to a third party without your permission. We only share your information with third parties where we have a legitimate need to do so in order to provide you with the Services.  We will only share your information for the following purposes:

• Your Use of the Platform. We may share your information with third-party buyers and sellers on the Platform in order to fulfill your sales and/or purchases on the Platform, as well as to facilitate any necessary or requested communications between you and other buyers and sellers on the Platform.
• Affiliates. We may disclose your information to our subsidiaries and corporate affiliates (i.e. our family of companies that are related by common ownership or control) for purposes consistent with this Privacy Policy.
• Business Transfers. We may share your information when we do a business deal, or negotiate a business deal, involving the sale or transfer of all or a part of our business or assets. These deals can include any merger, financing, acquisition, or bankruptcy transaction or proceeding.
• Compliance with Laws and Law Enforcement; Protection and Safety. We may share your information for legal, protection, and safety purposes.

• We may share information to comply with laws, including KYC and AML requirements.
• We may share information to respond to lawful requests and legal processes.
• We may share information to protect the rights and property of Bend, our agents, customers, and others. This includes enforcing our agreements, policies, and terms of use.
• We may share information in an emergency. This includes protecting the safety of our employees and agents, our users, or any person.

• Professional Advisors and Service Providers. We may share your information with those who need it to do work for us. These recipients may include third party companies and individuals to administer and provide services in connection with the Service (such as Remote Procedure Call node providers), as well as lawyers, bankers, auditors, and insurers.
• Aggregated/Anonymized Data. We may also share aggregated and/or anonymized data with others for their own uses.
• Other. You may permit us to share your information with other companies or entities of your choosing. Those uses will be subject to the privacy policies of the recipient entity or entities.

How We Protect Your Information

We have implemented measures intended to secure your information from accidental loss and from unauthorized access, use, alteration, and disclosure. You also play an important role in maintaining the safety and security of your information. If we have given you access credentials, such as a username and password, you are responsible for keeping these credentials confidential. Unfortunately, the transmission of information via the Internet is not completely secure, and no company, including Bend, can fully eliminate security risks. Although we have implemented measures to protect your information, we cannot guarantee the security of your information transmitted to or from us, including via email, or the security of any links accessible from our Site.

How You Can Opt Out of Certain Practices

In addition to the circumstances described above, from time to time, we may request your permission to allow us to share your personal information with third parties. You may opt out of having your personal information shared with third parties, under certain circumstances, or from allowing us to use your personal information for a purpose that is incompatible with the purposes for which we originally collected it, or for which we subsequently obtained your authorization, by reaching out to legal@bend.eco. If you choose to limit the use of your personal information, certain features or services may not be available to you.

Third Party Materials

This Site may, from time to time, contain links to websites or services owned and operated by third parties (“Third-Party Materials”), such as Remote Procedure Call node providers. We encourage you to review the privacy policies of such Third-Party Materials so that you understand how those third parties collect, use, and share your information. We are not responsible for the privacy notices, practices, or other content relating to Third-Party Materials.

Children’s Information

We do not knowingly collect personal information from any person under the age of 18.

Contact Us

If you have any questions or concerns, please contact us at team@bend.eco.

Notice to California Residents

Under California Civil Code Section 1789.3, California users are entitled to the following consumer rights notice: California residents may reach the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at 1625 North Market Blvd., Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210.

This section provides additional details about the personal information we collect about California consumers and the rights afforded to them under the California Consumer Privacy Act or “CCPA.”

For more details about the personal information we collect from you, please see the “How We Use Your Information” section above. We collect this information for the business and commercial purposes described in the “How We Use Your Personal Information” section above. We share this information with the categories of third parties described in the “How We Share Your Information” section above. Bend does not sell (as such term is defined in the CCPA) the personal information we collect (and will not sell it without providing a right to opt out).

Subject to certain limitations, the CCPA provides California consumers the right to request to know more details about the categories or specific pieces of personal information we collect (including how we use and disclose this information), to delete their personal information, to opt out of any “sales” that may be occurring, and to not be discriminated against for exercising these rights.

California consumers may make a request pursuant to their rights under the CCPA by contacting us at legal@bend.eco. Please note that you must verify your identity and request before further action is taken. As a part of this process, government identification may be required. Consistent with California law, you may designate an authorized agent to make a request on your behalf. In order to designate an authorized agent to make a request on your behalf, you must provide a valid power of attorney, the requester’s valid government issued identification, and the authorized agent’s valid government issued identification.

Notice to EU Data Subjects

Personal Information

With respect to EU data subjects, “information” as used in this Privacy Policy, is equivalent to “personal data” as defined in the European Union General Data Protection Regulation (GDPR). As a general matter, other than certain technical and financial information and Log Data (except as may be required by law), Bend does not collect or use your information unless you opt in to such collection or use, typically in connection with third-party services or your provision of it to us in a communication.

Sensitive Data

Some of the information you provide us may constitute sensitive data as defined in the GDPR (also referred to as special categories of personal data), including identification of your race or ethnicity on government-issued identification documents.

Legal Bases for Processing

We only use your personal information as permitted by law. We are required to inform you of the legal bases of our processing of your personal information, which are described in the table below. If you have questions about the legal bases under which we process your personal information, contact us at legal@bend.eco.

Use for New Purposes

We may use your personal information for reasons not described in this Privacy Policy, where we are permitted by law to do so and where the reason is compatible with the purpose for which we collected it. If we need to use your personal information for an unrelated purpose, we will notify you and explain the applicable legal basis for that use. If we have relied upon your consent for a particular use of your personal information, we will seek your consent for any unrelated purpose.

Your Rights

Under the GDPR, you have certain rights regarding your personal information. You may ask us to take the following actions in relation to your personal information that we hold:

• Opt-out. Stop sending you direct marketing communications which you have previously consented to receive. We may continue to send you Service-related and other non-marketing communications.
• Access. Provide you with information about our processing of your personal information and give you access to your personal information.
• Correct. Update or correct inaccuracies in your personal information.
• Delete. Delete your personal information.
• Transfer. Transfer a machine-readable copy of your personal information to you or a third party of your choice.
• Restrict. Restrict the processing of your personal information.
• Object. Object to our reliance on our legitimate interests as the basis of our processing of your personal information that impacts your rights.

You can submit these requests by email to legal@bend.eco. We may request specific information from you to help us confirm your identity and process your request. Applicable law may require or permit us to decline your request. If we decline your request, we will tell you why, subject to legal restrictions. If you would like to submit a complaint about our use of your personal information or response to your requests regarding your personal information, you may contact us at legal@bend.eco or submit a complaint to the data protection regulator in your jurisdiction. You can find your data protection regulator here.

Cross-Border Data Transfer

Please be aware that your personal data will be transferred to, processed, and stored in the United States. Data protection laws in the U.S. may be different from those in your country of residence. You consent to the transfer of your information, including personal information, to the U.S. as set forth in this Privacy Policy by visiting our Sites or using our Services.

Whenever we transfer your personal information out of the EEA to the U.S. or countries not deemed by the European Commission to provide an adequate level of personal information protection, the transfer will be based on a data transfer mechanism recognized by the European Commission as providing adequate protection for personal information.

Please contact us if you want further information on the specific mechanism used by us when transferring your personal information out of the EEA.